Debt recovery agency
Debt recovery agency A debt recovery agency refers to a private organisation, specialising in collecting bad debts and delinquent amounts from debtors on behalf of a first party- a creditor. A DCA (Debt Collection Agency) usually recovers unsecured debts, which are not followed by a collateral. They can be either B2B debts (“business-to-business”, also known as “commercial” debts) or consumer (individual) debts. A debt recovery agency can provide recovery services within one country, or on an international level.